What it does

Reconciles tax across multiple employers when you change jobs in a financial year. Each employer assumes you'll be there the whole year — the actual combined liability usually pushes you into a higher slab than either employer assumed, so a balance is owed (or refunded) at year-end.

How it works

• Per-employer income is entered period-by-period (basic, HRA, bonus, perks). Each period stamps the dates so HRA-exemption math respects the actual months worked.
• HRA exemption is computed per employer using that period's HRA + rent (assumed basic = 50% of period salary + bonus, the standard reasonable proxy when HR data isn't itemised).
• Standard deduction is applied once per FY across employers, not per employer — exactly how the IT Department aggregates it.
• Total TDS deducted across the year is netted off against total tax payable to give the year-end balance.
• Both regimes are computed side-by-side so you can see which one is cheaper for your specific switch.

Privacy

Salary numbers stay on your device — nothing is sent to a server. Inputs are persisted to localStorage so a refresh keeps your per-employer breakdown intact.